Give your credit score some extra juice with Boost

Our unique credit improving MyMarble subscription option utilizes a loan repayment structure that reports every month to the credit bureaus, positively impacting your credit score every time you make a payment.

APPLY NOW


Better credit-building power than other payment methods


All subscription payments are reported to the credit bureaus


Increase your credit score up to 150 points!

Give your credit score some extra juice with Boost

Our unique credit improving MyMarble subscription option utilizes a loan repayment structure that reports every month to the credit bureaus, positively impacting your credit score every time you make a payment.

APPLY NOW


Better credit-building power than other payment methods


All subscription payments are reported to the credit bureaus


Increase your credit score up to 150 points!

How it works:

How it works:

What does it cost and what do I get?

COST OF BOOST

Financed amount:
$239.88

Interest rate:
0%

Term:
12 months

Total financed
amount before tax:
$239.88

Monthly payment
amount:
$19.99

Processing fee:
$3.25

Total monthly cost:
$23.24 (+ tax)

APR
30.01%

YOU GET

Access to MyMarble Premium
for 12 months

A trade item on your credit
report to help your credit score

What does it cost and what do I get?

Financed amount:
$239.88

Interest rate:
0%

Term:
12 months

Total financed
amount before tax:
$239.88

Monthly payment
amount:
$19.99

Processing fee:
$3.25

Total monthly cost:
$23.24 (+ tax)

APR
30.01%

YOU GET

Access to MyMarble Premium
for 12 months

A trade item on your credit
report to help your credit score

Poor credit can cost you. Boost can help you save thousands. Fast.

CAR LOAN

Amount: $28,000
Term: 60 months / 5 years

Poor Credit

Interest Rate
Monthly Payment
Total Interest Paid

29.99%
$905.72
$26,343.39

Fair Credit

Interest Rate
Monthly Payment
Total Interest Paid

8.00%
$567.74
$6,064.34

Good Credit

Interest Rate
Monthly Payment
Total Interest Paid

2.50%
$496.93
$1,815.57

Interest savings over 60 months

$24,527.82

LOAN

Amount: $2,500
Term: 48 months / 4 years

Poor Credit

Interest Rate
Monthly Payment
Total Interest Paid

39.99%
$105.10
$2,544.87

Fair Credit

Interest Rate
Monthly Payment
Total Interest Paid

14.99%
$69.56
$839.08

Good Credit

Interest Rate
Monthly Payment
Total Interest Paid

6.99%
$59.85
$372.99

Interest savings over 48 months

$2,171.88

MORTGAGE

Amount: $550,000
Term: 25 years

Poor Credit

Interest Rate
Monthly Payment
Total Interest Paid

7.45%
$4,006.29
$193,901.25

Fair Credit

Interest Rate
Monthly Payment
Total Interest Paid

5.00%
$3,198.83
$128,720.94

Good Credit

Interest Rate
Monthly Payment
Total Interest Paid

2.45%
$2,450.14
$62,047.47

Interest savings over initial 5 year term

$131,853.78

Interest savings over 25 years

$466,846.26

Read how our Boost loan has helped Canadians

Read how our Boost loan has helped Canadians

Boost vs. The Secured Future Credit Plan

Boost Financing The Secured Future Credit Plan 
Monthly cost  Premium subscription of: $19.99 (plus applicable taxes) 
+ $monthly processing fee (amount)  
$82.01 or $116.19 
Interest rate 0%  13.99% 
Fees  $5 monthly processing fee  $400 administration fee 
Product type Subscription financing  GIC loan 
Term 12 months  36 months
Reports as Installment loan Installment loan
Reports to Equifax and TransUnion TransUnion
Availability All provinces and territories other than Quebec,
Nunavut and the Northwest Territories
 
Alberta, British Columbia, Ontario 
Access to MyMarble Premium Included Not included
Receive at end of term $0 $2,000 or $3,000 
Cash loan No No
Can cancel early Yes Yes

Frequently Asked Questions

What is credit improvement?

A budget-friendly way to positively impact your credit score with MyMarble. Simply log in to your MyMarble Dashboard and scroll to Recommendations > Boost Loan > Learn More.

How does it work?

If you’re ready to begin improving your credit score, start by signing up to MyMarble Premium and then choose our Boost Loan option for $19.99 per month (+tax and an additional $3.25 monthly processing fee). We’ll report your monthly payments to both TransUnion & Equifax to increase your credit score in as little as 3 to 6 months. Every positive payment you make to the Boost Loan will improve your credit score, so make sure you’ve got the subscription fee in your account each month.

Does it require a hard credit check?

Yes, a hard credit check is required at the beginning of your loan. This allows us to get a picture of your current credit health before we embark on your journey to awesome credit!

How do I know if it’s working?

Once you’ve begun making positive payments to your Boost Loan, you will see credit improvement in as little as three months. But even better, your MyMarble Dashboard will allow you to track your current and historical credit scores. This way, you’ll be easily able to see your credit score increase and see the Boost Loan working its magic.

What happens if I miss a payment?

Making a positive loan or credit payment is an excellent way to maintain and improve your credit score. So, if you miss a payment, it will hurt your credit score. Our Team is happy to chat with you about when the payment dates are to ensure you never miss a payment.

How long is the subscription?

The Boost Loan is for a 12-month term. Your payments will be charged monthly at 19.99+ tax (tax rates vary per province). In addition, your monthly payments include a monthly process fee of $3.25 and no interest is charged.

Can I cancel?

Yes, if you wish to cancel, please notify our Team who will be more than happy to chat and help you with your cancellation. Try to cancel at the latest 48 hours before your next payment is due – this way, you won’t have to pay the next month. You can email [email protected] for any further questions on how to cancel.

Frequently Asked Questions

What is credit improvement?

A budget-friendly way to positively impact your credit score with MyMarble. Simply log in to your MyMarble Dashboard and scroll to Recommendations > Boost Loan > Learn More.   

How does it work?

If you’re ready to begin improving your credit score, start by signing up to MyMarble Premium and then choose our Boost Loan option for $19.99 (+tax and an additional $3.25 monthly processing fee). We’ll report your monthly payments to both TransUnion & Equifax to increase your credit score in as little as 3 to 6 months. Every positive payment you make to the Boost Loan will improve your credit score, so make sure you’ve got the subscription fee in your account each month.

Does it require a hard credit check?

Yes, a hard credit check is required at the beginning of your loan. This allows us to get a picture of your current credit health before we embark on your journey to awesome credit!

How do I know if it’s working?

Once you’ve begun making positive payments to your Boost Loan, you will see credit improvement in as little as three months. But even better, your MyMarble Dashboard will allow you to track your current and historical credit scores. This way, you’ll be easily able to see your credit score increase and see the Boost Loan working its magic.  

What happens if I miss a payment?

Making a positive loan or credit payment is an excellent way to maintain and improve your credit score. So, if you miss a payment, it will hurt your credit score. Our Team is happy to chat with you about when the payment dates are to ensure you never miss a payment.

How long is the subscription?

The Boost Loan is for a 12-month term. Your payments will be charged monthly at $19.99+tax (tax varies per province). In addition, your monthly payments include a monthly process fee of $3.25 and no interest is charged.

Can I cancel?

Yes, if you wish to cancel, please notify our Team who will be more than happy to chat and help you with your cancellation. Try to cancel at the latest 48 hours before your next payment is due – this way, you won’t have to pay the next month. You can email [email protected] for any further questions on how to cancel.

Boost credit improvement is not a cash loan.

But it’s a great way to add some extra juice to your credit score. Marble will report your payments to both TransUnion & Equifax which will further improve your credit score. In addition, you will have access to MyMarble Premium’s awesome credit improvement technology, too.

Boost credit improvement is not a cash loan.

But it’s a great way to add some extra juice to your credit score. Marble will report your payments to both TransUnion & Equifax which will further improve your credit score. In addition, you will have access to MyMarble Premium’s awesome credit improvement technology, too.